Sometimes you are just screwed. And sometimes you are double screwed becasuse you don’t have insurance.
Take this for instance. You are 27 and have no medical problems. You have 2 young kids that take up a lot of your time.You don’t smoke and keep pretty fit. You and your husband work but alas, your employers don’t offer insurance – thus you put off getting a progressive swelling in the area right above your clavicle and in your armpit. Finally, after a few months, it has become extremely painful, to the point that you can’t pick up your 2 year old. Your mom pesters you so you go to the ER.
You get a CT scan that shows you have a horrible collection of lymph nodes in your neck and chest consistent with lymphoma. Time to make some plans.